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Thread: I need a credit card.

  1. #1
    Registered Mike's Avatar
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    I need a credit card.

    Hi all,

    I think this is the right place to post this...

    Anyway, I really do need a credit card. At the moment I have to use my parents cards and pay them in cash or through my own account. Obviously, this is a lot of hassle.

    So does anyone know of anywhere where I could get a card? Bearing in mind I'm only 14

    I really do need one as at the moment. I'm buying quite a few domains etc, and as I said, it's hassle.

    Thanks,
    Mike
    Don't you just love free internet games ?

  2. #2
    Registered Yoda's Avatar
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    I don't know if you're old enough for a checking account, but if you are, you might be able to get a debit card to access it, which can be used online just like a credit card.

  3. #3
    Administrator Chris's Avatar
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    You should be able to get a checking account, you just need your parents to cosign on it (of course it might be different in the UK). Then you can just get a check card like Yoda says.
    Chris Beasley - My Guide to Building a Successful Website[size=1]
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  4. #4
    Future AstonMartin driver r2d2's Avatar
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    Yep I think a debit card is the way you need to look. You cant get credit till ur 18 I'm afraid... I use switch for most internet stuff anyway, credit cards aint the way forward...

  5. #5
    Giant Steps lo0ol's Avatar
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    I have a Visa check card, I highly suggest it. You get the buying power of Visa but it works as a debit card as you can only spend what's in your checking account.
    I run good-tutorials.com.

    It's how I roll.

  6. #6
    Web Monkey MarkB's Avatar
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    A lot of UK sites take both Solo and Switch (even Paypal does!), should those be available to you.
    Stepping On Wires - the new blog

  7. #7
    Registered Member incka's Avatar
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    The only problem is US sites often only accept visa & master card credit cards...

  8. #8
    Registered Mike's Avatar
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    Sorry if this is a dumb question, but what is the difference between a check/debit card and a credit card?

    Thanks for all of the responses so far
    Don't you just love free internet games ?

  9. #9
    Registered Member incka's Avatar
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    Credit cards are where you take money from the bank, but have to pay it back at a later date with interest. Basically all internet sites accept them.

    Debit cards are where the money gets taken out of your bank balance, and if you don't have enough to pay for it in your balance, you don't get it. Alot of places do not accept them.

  10. #10
    Registered Mike's Avatar
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    Thanks incka.

    So if I got a Visa one like lo0ol said, would I be able to buy something on a site that said it accepts visa. So basically would a site accepting visa credit cards accept a visa checking card?

    Thanks,
    Mike
    Don't you just love free internet games ?

  11. #11
    Future AstonMartin driver r2d2's Avatar
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    Yeah I think so, you can get an account from Barclays that has a "Visa" debit card with it.

  12. #12
    Administrator Chris's Avatar
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    PRetty much every place that accepts visa credit cards accepts visa debit cards.
    Chris Beasley - My Guide to Building a Successful Website[size=1]
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  13. #13
    Registered Member incka's Avatar
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    Including hostony & godaddy?

    And for mike - NameCheap?

  14. #14
    Registered Mike's Avatar
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    Thanks for all the help everyone.

    Now, does anyone know where I could get one of these from? I've looked around most bank websites, but can't seem to find any.

    Thanks,
    Mike
    Don't you just love free internet games ?

  15. #15
    Registered Member incka's Avatar
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    Not sure - Try SOLO debit cards. Royal Bank Of Scotland do them.

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