Income Protection Insurance is an insurance policy, available principally in the United Kingdom and Ireland, paying benefits to policyholders who are incapacitated and hence unable to work due to illness or accident. You’ll receive a monthly income, following an accident or the onset of an illness which prevents you from working, until you are able to return to work, you retire, or the plan ends.For a young single person with no dependents who doesn’t need to consider the costs that might affect their family should he or she die, income protection (IP) or critical illness insurance could be the most relevant type of life insurance. They are designed for when it’s more important to meet the costs of ‘living’ than ensuring family members receive a payout after your death.

http://www.eincomeprotectioninsurance.co.uk/